# Personal Investing Plan Worksheet

Educational use only. This resource is not investment, legal, tax, accounting, or securities advice. It is not an offer to sell or a solicitation of an offer to buy any security.

This worksheet helps you set boundaries before a deal is in front of you. It is easier to be rational before urgency, scarcity, or social pressure enters the room.

## Personal constraints

- Liquid cash reserve target:
- Capital that must stay liquid:
- Time horizon for illiquid capital:
- Maximum single-sponsor exposure:
- Maximum single-market exposure:
- Maximum private real estate allocation:

## Return needs

Write the goal in plain English. Are you trying to learn, preserve capital, create cash flow, compound long term, diversify, or prepare for financial independence?

| Goal | Dollar target | Time horizon | Must be liquid? |
|---|---|---|---|
|  |  |  |  |

## Risk tolerance

- What downside would make you regret the decision?
- Can you tolerate no distributions for a period of time?
- Can you tolerate a capital call?
- Can you tolerate a delayed exit?
- What kind of communication would you expect in a bad year?

## Decision boundaries

- I will pause if I do not understand:
- I will ask a CPA about:
- I will ask counsel about:
- I will not rely on:
- I will document: